About Us

Hummingbird Credit Counseling and Education, Inc: Providing unbiased credit and budget counseling and quality financial education for consumers using the latest in Internet technology.

Hummingbird's Objectives

  • Provide unbiased credit and budget counseling to consumers using the latest in Internet technology.
  • Provide quality financial education at little or no cost to the consumer.


Mission Statement

A mission statement specifies an organization's purpose or reason for existence. Hummingbird's mission is to help individuals and families with their financial concerns in an unbiased manner.


Unbiased Counseling and Education that is Free of Marketing

Most companies’ free web sites attempt to lure users into purchasing a product or service from the company or from the company’s advertisers.

Hummingbird is committed to keeping its web site free of commercial influences.

Hummingbird will never profit from any course of action it communicates to consumers.


Non-Profit Status

As a non-profit corporation, our Board of Directors serve without pay or other compensation. Hummingbird is a North Carolina nonprofit corporation that is not currently seeking 501(C)(3) status from the Internal Revenue Service, but that complies with the requirements for such status.


Bankruptcy Certifications

The Bankruptcy Abuse and Prevention Act of 2005 requires an "entrance" and "exit" certification for all individuals filing bankruptcy.

While Hummingbird provides a great deal of information and services free of charge, it does charge a small fee for certifications. These certification fees are the funds that support our programs and help Hummingbird to achieve its stated Objectives (see above).