Credit Counseling and Education

The 3-Day Right to Cancel

Posted by on Feb 3, 2010 in Credit & Loans, Home Improvements, Smart Shopping for Goods & Services | 0 comments

The Cooling-Off Rule: When and How to Cancel a Sale If you buy something at a store and later change your mind, you may not be able to...

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Fair Credit Reporting Act

Posted by on Jan 15, 2010 in Credit & Loans, Education & Employment, Smart Shopping for Goods & Services | 0 comments

A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness,...

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Paying the Debts of a Deceased Relative: Who Is Responsible?

Posted by on Dec 8, 2009 in Credit & Loans, Identity Theft, Money Mistakes, Fraud | 0 comments

After a relative dies, the last thing grieving family members may expect are calls from debt collectors asking them to pay their loved ...

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Identity Theft: The Basics

Posted by on Nov 30, 2009 in Credit & Loans, Identity Theft, Money Mistakes, Fraud | 0 comments

Identity Theft Criminals try to steal your identity information — credit card and bank account numbers, driver’s license numbers,...

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Buying a Home: It’s a Big Deal

Posted by on Nov 23, 2009 in Credit & Loans, Homeownership, Insurance and Banking, Life Changes and Money, Personal Finance Topics, Smart Shopping for Goods & Services | 0 comments

Whether you’re shopping for appliances or automobiles, groceries or gadgets, travel services or tax preparers, the Internet has changed...

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“Legal Scams”– Avoid Rescue Traps

Posted by on Nov 10, 2009 in Build Prosperity and Assets, Credit & Loans, Identity Theft, Money Mistakes, Fraud, Solicitations & Advertising, Survival Series | 0 comments

The word “scam” is defined as a “fraudulent business scheme or swindle.”  So by definition, the word...

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