Credit Counseling and Education

The 3-Day Right to Cancel

Posted by on Feb 3, 2010 in Credit & Loans, Home Improvements, Smart Shopping for Goods & Services | 0 comments

The Cooling-Off Rule: When and How to Cancel a Sale If you buy something at a store and later change your mind, you may not be able to...

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Home Equity Loans: The Three-Day Cancellation Rule

Posted by on Oct 14, 2009 in Build Prosperity and Assets, Credit & Loans, Home Improvements, Homeownership, Insurance and Banking, Smart Shopping for Goods & Services | 0 comments

If you’re considering applying for a personal loan and using your home to guarantee repayment, you should know that a federal credit law...

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Getting the Best Mortgage

Posted by on Nov 13, 2008 in Build Prosperity and Assets, Credit & Loans, Home Improvements, Homeownership, Smart Shopping for Goods & Services | 0 comments

Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage—whether it’s a home purchase,...

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Subprime and Predatory Lending

Posted by on Aug 14, 2008 in Credit & Loans, Home Improvements, Homeownership, Identity Theft, Money Mistakes, Fraud, Insurance and Banking | 0 comments

Subprime lenders offer loans to borrowers with poor credit records who cannot get approved for prime loans at better interest rates. ...

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Home Repair Scams: How to Avoid Them

Posted by on Jul 25, 2008 in Home Improvements, Homeownership, Identity Theft, Money Mistakes, Fraud | 0 comments

Here is how the classic home improvement scam works: A contractor calls or knocks on your door and offers to install a new roof, remodel...

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Home Equity Loans: Borrowers Beware!

Posted by on Jun 23, 2008 in Credit & Loans, Home Improvements, Homeownership, Identity Theft, Money Mistakes, Fraud, Smart Shopping for Goods & Services | 0 comments

Do you own your home? If so, it’s likely to be your greatest single asset. Unfortunately, if you agree to a loan that’s based...

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