Opt to Opt Out: Choose whether to receive ads, credit offers and catalogues
“Junk mail” like catalogues, credit offers and other advertising can be a nuisance. Those mailed credit offers can also leave you...
Read MoreThe 3-Day Right to Cancel
The Cooling-Off Rule: When and How to Cancel a Sale If you buy something at a store and later change your mind, you may not be able to...
Read MoreFair Credit Reporting Act
A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness,...
Read MoreHome Equity Loans: The Three-Day Cancellation Rule
If you’re considering applying for a personal loan and using your home to guarantee repayment, you should know that a federal credit law...
Read MoreDebts that are Too Old
Time-Barred Debts There’s no doubt about it: you are responsible for your debts. If you fall behind in paying your creditors — or if...
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