Credit Counseling and Education

Opt to Opt Out: Choose whether to receive ads, credit offers and catalogues

Posted by on Dec 12, 2011 in Credit & Loans, Identity Theft, Money Mistakes, Fraud, Smart Shopping for Goods & Services, Solicitations & Advertising | 0 comments

“Junk mail” like catalogues, credit offers and other advertising can be a nuisance.  Those mailed credit offers can also leave you...

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The 3-Day Right to Cancel

Posted by on Feb 3, 2010 in Credit & Loans, Home Improvements, Smart Shopping for Goods & Services | 0 comments

The Cooling-Off Rule: When and How to Cancel a Sale If you buy something at a store and later change your mind, you may not be able to...

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Fair Credit Reporting Act

Posted by on Jan 15, 2010 in Credit & Loans, Education & Employment, Smart Shopping for Goods & Services | 0 comments

A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness,...

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Home Equity Loans: The Three-Day Cancellation Rule

Posted by on Oct 14, 2009 in Build Prosperity and Assets, Credit & Loans, Home Improvements, Homeownership, Insurance and Banking, Smart Shopping for Goods & Services | 0 comments

If you’re considering applying for a personal loan and using your home to guarantee repayment, you should know that a federal credit law...

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Debts that are Too Old

Posted by on Jun 5, 2009 in Credit & Loans | 0 comments

Time-Barred Debts There’s no doubt about it: you are responsible for your debts. If you fall behind in paying your creditors — or if...

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